Investment Funds for 2010

Markets have stabilised and recovered strongly over the last year , there are many opportunities available.
Our Investment recommendation will depend on :

whether you wish to invest in Equities (shares) , Property or other Investment classes

your Investment portfolio and attitude to risk

Funds are normally categorised by Investment risk , of which the following are the main categories :

Low risk - funds which offer a Capital guarantee so your Capital is not at risk

Medium risk - balanced funds which may combine different Investment classes such as Property and shares

High risk - aggressively managed equity funds , geared equity and Property funds (i.e. with borrowing)

Among the funds we currently favour are :
LOW RISK :

BCP Split Deposit Bond : 25% of your Investment is placed on Deposit for 1 year with a top return of 5% - this is returned to you after a year , which is very attractive. The remaining 75% is invested in a portfolio of 24 high quality companies based on the Investment team's 'best picks' today. You can opt for a 100% Capital guaranteed version or 90% Capital secure which offers the potential for a higher return. Investment term is 3.5 years.

MEDIUM RISK :

The Magnet Portfolio : a diversified fund which spreads your Investment across a number of Asset classes including - Shares 55% , Property 25% , Alterntive assets such as Currency funds 10% and Bonds & Cash 10% . Because of this diversity , the fund is designed to be less volatile than a traditional equity fund. For larger Investment sums we can change the asset allocations above to suit your preferences.

LOGIC : a fund actively managed as market conditions change - 20% core Consensus , balance split between Income & Growth funds

HIGH RISK : There is better value now in many equity funds including :
Emerging markets - including India & China
Innovator which invests in Water , Alternative Energy , Commodities and Emerging Markets
Geared funds (with borrowing and higher risk)

IF YOU HAVE Euro 50,000 plus to INVEST you can access Property syndicates including :

German Commercial Property - Obtain an Income of 6% per annum but also with the scope for Capital growth. Promoter projecting total return of 10% + per annum.

IF YOU HAVE Euro 100,000 plus to INVEST you can access an actively traded Hedge fund designed to produce an annual return of 20% :

this is a High risk fund not regulated by the Financial Regulator and is only appropriate for an Experienced Investor. Subject to 3% entry fee.

What effect does gearing have?
Gearing within a fund is considered to increase the risk profile of that fund.
We are all familar with borrowing to buy property. It is now possible to buy in to geared funds - both Property & Equity.
This is normally done on a non recourse basis - where the borrowing is done within the fund and has no come back on you the Investor

What next? Contact us and ask us for our Investment Tips 2010 summary

Let us know how much you have to invest and what type of Investments you are interested in
We can give you independent advice that suits your needs.

There will be no charges applied (unless noted above) other than the Fund Managers fee - details of which are on the Investment Opportunities home page

WARNING : THE VALUE OF YOUR INVESTMENT MAY GO DOWN AS WELL AS UP. PAST PERFORMANCE IS NOT A RELIABLE GUIDE TO FUTURE PERFORMANCE . WHERE PROJECTED RETURNS ARE PROVIDED , THESE ARE ESTIMATES ONLY. THEY ARE NOT A RELIABLE GUIDE TO THE FUTURE PERFORMANCE OF THE INVESTMENT