MORTGAGES
We are registered as a Mortgage Intermediary and hold agencies from a number of the leading financial institutions such as AIB Bank, KBC Bank and Permanent TSB with access to other Lenders such as Halifax , Haven , EBS and ICS through PIBA Mortgage Services etc. Listed under the Agencies held page.WHY USE OUR SERVICE?
Extras include :
OUR SERVICE INCLUDES Home loans , Investment property AND Commercial property
Basically there are 2 types of Mortgage - Variable and Fixed rate .
Variable rate mortgages include Tracker mortgages - where the rate chosen follows (tracks) movements in the European Central Bank (ECB) rate.
The ECB rate is 1% as at April 2010.
Fixed rates remain fixed for the chosen period - which can be as short as 1 year or as long as 10 years.
With recent interest rate reductions and further reductions expected , Fixed rates should reduce from current levels
OUR RATES START FROM AS LOW AS:
Further information on Interest Rates page - above rates subject to an arrangement fee of 0.5% unless stated otherwise.
The actual rate you qualify for will depend on the size of your Mortgage as a % of the Value of your Property.
Once we understand your requirements, we can identify the best deal for you.
WARNING : YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY
THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE - IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME